The Future of Independent Financial Advice in Europe

A New Era for Independent Financial Advice

Independent financial advisers are the backbone of Europe’s wealth landscape. But in a market shaped by new regulations, changing client expectations, and rapid technological progress, how can they remain resilient and client-centric?

In this episode of Wealth Insider, Koen Vanderhoydonk, CEO of The Connector, sits down with Christian Lindvall to explore the future of independent financial advice in Europe. From evolving business models and cross-border consolidation to the impact of AI and the growing importance of operational excellence, Koen shares his insights on what defines success for advisers in 2025 and beyond.

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Key Themes Discussed

• How European independent advisers are adapting to regulatory pressure and margin compression.
• The influence of next-generation clients on adviser business models.
• Why operational excellence and user experience matter as much as AI.
• The coming wave of cross-border mergers and acquisitions among European advisers.
• How human connection remains a competitive advantage in an increasingly digital industry.

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Quote From the Episode

“AI is not a must, it’s a means. The most successful firms are those embedding technology into their operational flow while keeping human connection at the center.”

- Koen Vanderhoydonk, CEO of The Connector

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About the Guest

Koen Vanderhoydonk is the CEO and founder of The Connector, a European platform uniting fintech leaders, regulators, and financial institutions to drive collaboration and knowledge sharing. With deep experience across the financial industry, Koen is known for his sharp insights, global network, and passion for connecting people and ideas that move finance forward.

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Watch the Full Episode

Dive into the full conversation with Koen Vanderhoydonk and Christian Lindvall below.